Bespoke short-term asset-backed business and commercial finance

A Principal Lender providing flexible funding solutions


About Us

Flexible Funding is a privately funded boutique lender providing bespoke “asset backed” short-term funding solutions. We specialise in supporting sustainable business projects and are proud to be a Founding Partner of Oxfordshire GreenTech and play a role in EP:50 Energy Pathfinders 50. Our focus is to give you a stress-free, fast and flexible lending and borrowing experience. We aim to give you a same day decision in principle to your enquiry. When you call or contact us you will be dealing with a decision maker who will consider and evaluate your individual needs. We will offer you a tailored funding solution dedicated to your needs and those of your business. Our objective is to bring financial expertise and transparent funding process to benefit local business communities – particularly those with a sustainable focus. We work primarily with businesses requiring funding in Oxfordshire although we are often approached to fund projects across many regions and are happy to consider new business enquiries from across the UK.

The demand for short term asset backed finance (also known as “bridging” finance) continues to increase year on year due to the ongoing lack of appetite from mainstream high street banks. Flexible Funding has evolved to replace this lost liquidity and offers businesses a reliable and client friendly approach to their short term finance needs. Being able to act swiftly and communicate clearly at every step enables us to help you to fulfil your business finance needs in the quickest possible time.

We offer our borrowers a bespoke service because we treat every enquiry on its own individual merits. This approach has enabled us to build long lasting and successful relationships with our borrowers and introducers by consistently delivering a fast, transparent and easy to understand service. We pride ourselves on our pragmatic approach when assessing any new enquiry. Our long experience in this fast moving and specialist sector enables us to promptly evaluate any new business enquiry and provide you with the certainty of a quick “Yes” or indeed a quick “No”.    

Our specialist services include –

Bridging Finance

Residential Investment and Commercial Property Finance

Property Auction Finance

Development and Refurbishment Funding

Business Cashflow and Capital Raising Finance

As well as borrowers direct we welcome enquiries from brokers, advisers, property investors and other professionals. Please start a conversation with us as we will always be happy to discuss your requirements and whether we can help you, and your business move forward to the next stage or to complete a key project.


The Flexible Advantage offers you flexibility, reliability and transparency.


Please see our lending criteria on our services page for additional information.


Important Information.

Flexible Funding Ltd does not provide consumer credit or regulated mortgages and is not regulated by the Financial Conduct Authority.

Rates From 1%pm

Max LTV 75%

Exit Fee 0%

Plans With No Lender Fee